At Dollar One Mortgage LLC, we prioritize your financial well-being. Our mission is to offer mortgages that not only meet your needs but help you save your money. Using cutting-edge tools and valued partners we ensure a seamless borrowing experience for every borrower. NMLS# 2044596
Explore our tailored mortgage solutions designed to meet your unique financial situation.
Looking to lower your rates? Our refinancing options can help you save more.
We offer expert guidance to first-time homebuyers to make the process easy and affordable.
Maximize your returns with our specialized investment property financing.
Build your dream home with our flexible construction loan options.
Contact us today for your mortgage needs!
We offer a variety of mortgage products including fixed-rate, adjustable-rate, investment, one time close construction, and VA loans to suit many different financial situations.
Qualifications vary depending on the loan type, but in general we will consider your income, credit score, and debt-to-income ratio to determine eligibility.
To apply, you'll typically need proof of income, bank statements, tax returns, and information about any outstanding debts. A more complete list will be given to you when you are in the process of applying and during the underwriting process.
The process for most of our borrowers will take about 14 days to close. If the loan is very complicated it might take longer but we know how to do this very quickly.
No, usually there are no upfront costs. Everything occurs at closing. If you go through the process and change your mind you may be billed for a credit report, about $78. During the process you might have to pay for an appraisal, about $525. Otherwise there are no charges before closing. It is during closing that all expenses and credits are worked out.
Yes, we offer pre-approval services which can give you a better idea of how much you can borrow before you start house hunting.
